Pre-Qualification Check List!

     Are you just starting your home buyers journey?

     

    Here is a great checklist for you to start getting things together for your lender! 

    Income

    MOST RECENT PAYSTUBS COVERING AT LEAST ONE MONTH

    • MOST RECENT FEDERAL THREE YEARS TAX RETURNS (ALL SCHEDULES)

    • MOST RECENT THREE YEARS W2s FOR ALL EMPLOYERS

    • TWO YEARS BUSINESS RETURNS FOR SELF EMPLOYED BORROWERS (IF APPLICABLE)

    • MOST RECENT SOCIAL SECURITY AWARD LETTER (IF APPLICABLE)

    • PROOF OF 12 MONTH RECEIPT OF CHILD SUPPORT (IF APPLICABLE)

    • NON-BORROWING SPOUSE’S INCOME DOCUMENTS IF APPLYING FOR 1st TIME BUYER PROGRAMS

    ASSETS

    • RECENT TWO MONTHS BANK STATEMENTS (ALL PAGES; MUST BE STAMPED BY TELLER IF PRINTED AT BANK)

    • RECENT RETIREMENT ACCOUNT STATEMENT INCLUDING WITHDRAWAL RULES

    OTHER ITEMS

    • COPY OF DRIVERS LICENSE AND SOCIAL SECURITY CARD • DIVORCE DECREE (IF APPLICABLE)

    • CHILD SUPPORT COURT ORDER (IF APPLICABLE)

    • PROOF OF INS., TAXES, & MORTGAGE STATEMENTS IF RETAINING PROPERTY (IF APPLICABLE)

    • DISCHARGE PAPERS FOR BANKRUPTCY IF IN THE LAST 7 YEARS (IF APPLICABLE)

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    Our agents write often to give you the latest insights on owning a home or property in the local area.